Live With No Regrets! It is not about how long you live but how you live.  Some do more in one year than others accomplish in their entire life.

I once attended a speech by Sheri Dew, and she talked about a friend of hers who was on his deathbed.  She asked him if he had any regrets in life.  He said that much of what he thought was important was in reality not important at all.

The thought of wasting my life burned deep into my soul, and I wanted to make sure that I would not be like that man.  Now, I frequently ask myself the question, "is this important and does it matter."  Consequently, I also review and analyze my day when it is over to see how I used it.  I have a set of questions that ensures I live according to my values and promises.  Also, it forces me to evaluate if I have wasted any part of my day and how I could have made it better.

This preoccupation of making sure I don't waste my life has filled me with a quest for knowledge of a wide variety of subjects. As a result, I would read one nonfiction book every day if the time permitted.

Thomas Jefferson is my example about learning everything humanely possible.  He read and studied so much that he became a Subject Matter Expert in many subjects, and all of it was self-taught. However, he studied law at the University and became an attorney.

 He hungered and thirsted after knowledge to the extent that he read multiple books on a single subject.  He read and read until he knew the topic thoroughly, and then he moved to the next subject.

His knowledge was so comprehensive that when he talked to an engineer about engineering the real engineer thought Thomas Jefferson was an actual engineer.  Many other professionals thought the same thing.

Thomas Jefferson proves that you don't need a formal College degree to an authority or a Subject Matter Expert in anything.  Many professionals don't read books in their field once they graduate from college.

I guarantee you, if you read 25 credible books in one specific topic, for example finance, you will become a Subject Matter Expert in finance.

I have often thought to myself what is better, to specialize in one specific field or become a Subject Matter Expert (SME) in several areas.  Thomas Jefferson answered that question for me and I think it is better to become a SME in many areas.

I think specializing in one and only one thing limits you too much.

My intent is to become a SME in many subjects, and one of them is freedom.  Therefore, freedom may be the most important subject on this website because nothing else matters if you are not free.

The U.S. Constitution Made American's The First Free People In This Dispensation

Life is meaningless without freedom; thus, God revealed to our Founding Fathers a U.S. Constitution that would guarantee us the greatest freedoms beyond what the world had known. These freedoms are inalienable and cannot be changed or destroyed by man because they are gifts from God.  However, evil and corrupt people try.

Consequently, it is the American soldier, not the politician that we owe our thanks to for securing and maintaining our freedoms and way of life.

 These words from the Declaration of Independence have profound meaning, "We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness."

It doesn’t say we are all the same or all have the same skills and talents.

The U.S. Constitution was created to maximize the personal growth and achievement of each individual. The sovereignty of the "one" is the heart of the constitution.  Socialism and Communism do the exact opposite by trying to make everyone the same.

God Made Three Covenants With America

Tim Ballard wrote that God made a covenant with America with three broad national promises:

  • Liberty
  • Protection
  • Prosperity

Tim's book The Covenant; One Nation Under God is well worth the read. These Divine promises are conditional on national righteousness; which is why our Founding Fathers such as George Washington frequently ordered the nation and the army to repent of their sins.

 Capitalism And The Free Market System

Capitalism and the Free Market System is your only real shot at prosperity; whereas Socialism and Communism brings everyone into poverty and bondage. 

Fortunately, generally speaking, the personal profit motive or the desire to be wealthy is the driving force behind Capitalism and the Free Market System.  Competition drives prices down and improves products because companies that make shoddy products and services will not last long.

If you didn’t think you could make a personal profit and even become rich, what motivation would you have to start a business and make superior products and services?

The result for the Free Market System is win/win for everyone, but the result of socialism and communism is lose/lose.

The History of Money And the Gold Standard

Our greatest mistake was ending the gold standard because it opened the door for rampant national spending. That open door gave the president and Congress to print all the paper cash they want. The gold standard forced the government to be financially responsible because all paper money represented actual physical gold on hand.  Instead of carrying gold on you, you could have paper money that represented real gold.  You couldn't print money without the equivalent amount of gold.

Now we have what is called fiat money, which is not backed by gold. Therefore, fiat paper money is technically not worth anything. It is only worth something because the government and society recognize it valuable.

Unfortunately, without the gold standard inflation is a threat because of the unlimited power to print money. That means there will be more dollars in circulation thus causing businesses to increase their prices because there is more cash to go around.

However, employees get left in the dust because your hourly or salary wage remains the same.

China and other nations buy a lot of our debt; however they know we can't pay them back.  Eventually, they will stop buying our debt and stop backing their currency with the dollar. When that happens, we are in for some serious financial trouble.

Your best bet to protect yourself financially is have money work for you.

Having money work for you means owning assets that earn you cash.


"A leader takes people where they want to go. A great leader takes people where they don't necessarily want to go, but ought to be." -- Rosalynn Carter

"Leaders aren't born, they are made. And they are made just like anything else, through hard work. And that's the price we'll have to pay to achieve that goal, or any goal."-- Vince Lombardi

"Average leaders raise the bar on themselves; good leaders raise the bar for others; great leaders inspire others to raise their own bar." -- Orrin Woodward

Personal Finances

Many individuals and families struggle to make ends meet, and many children face hunger even in the United States on a daily basis.

The Secrets Of Financial Fitness Is Not Complicated But Requires Discipline

Chris Brady and Orrin Woodward, the authors of Financial Fitness teach that financial fitness revolves around offensive and defensive strategies.  The offense increases your assets, and a good defensive game is how you keep what earned.

Robert Kiyosaki, the author of Rich Dad Poor Dad, defines an asset as anything that dumps cash into your pocket.  Therefore, the house you live in is not an asset, unless you are renting a room.

Ultimately, wealth is not about how much you make but what you retain. That is why you can make a million dollars and still be poor.

Financial Fitness Guidelines

  • Pay yourself first.
  • Pay off consumer debt.
  • Invest in yourself by increasing your financial education.  Buy books and CD's on money and economics.
  • Follow the 24-hour rule, which is to wait twenty-four hours before you buy something that is above your price range. 
  • No impulse purchases.
  • Practice delayed gratification; that is wait to make purchases of consumer items that you have the money for but are willing to wait longer.
  • Avoid using your credit card as much as possible.  Don't get duped into signing up for specialty credit cards for department stores to receive cash back bonuses.
  • Don't buy a bigger house than you can afford.
  • Never lease cars.  Doing that is one of the greatest ways you throw money down the drain.
  • Follow a cash budget system, so that if things are extremely tight financially, buy everything with cold hard cash.
  • Start a business.

Health And Fitness

I am not a doctor and don't pretend to be; therefore everything said on this website is for informational purposes only.  Nothing on this site can diagnose or treat any health or medical condition.  Always consult with your medical professional.

Chronic illness makes it nearly impossible to live a productive life. Life is miserable if you are sick 90% of the time.

I am convinced that a healthy diet can fix many of the illnesses that plague our society because of the Standard American diet.


Everything on this website is for informational purposes only. This information is not a substitute for medical advice. Do not use the information on this website to diagnose or treat any medical condition. Always consult with your own medical professional. All links are affiliate links and I earn a commission if you purchase from these links.

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